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Параллельно возникла ситуация со СВО и санкциями Запада, крайне затруднившая трансграничные финансовые операции.&nbsp;</p><p>&nbsp;</p><p dir="ltr">Но кооператив &laquo;Бест Вей&raquo; никаких выплат не прекращал, он зарегистрирован в Санкт-Петербурге, все его активы находятся в России. И даже если учесть требования к нему со стороны лиц, признанных потерпевшими по уголовному делу, то нет никаких причин для блокирования работы кооператива: совокупный ущерб в обвинительном заключении &ndash; 282 млн рублей, притом что на счетах кооператива &ndash; более 4 млрд рублей. Эта сумма постоянно увеличивается, и еще 600 млн &ndash; дебиторская задолженность пайщиков кооперативу на сегодняшний день. 282 млн рублей могли быть заблокированы на счете кооператива, на котором аккумулируются средства из членских взносов, предназначенные для развития, &ndash; не было никаких причин блокировать всю деятельность кооператива! Тем не менее это длительное время происходило.</p><p>&nbsp;</p><p dir="ltr"><strong>Страхи охранителей</strong></p><p>&nbsp;</p><p dir="ltr">Что стоит за преследованиями фирмы &laquo;Лайф-из-Гуд&raquo;, успешно работавшей с 2014 до начала 2022 года; компании &laquo;Гермес&raquo;, которая весь этот же период выполняла свои обязательства; кооператива &laquo;Бест Вей&raquo;, к которому вообще нет никаких претензий, кроме как со стороны тех, кого следствие убедило, что раз кооператив незаконный, они смогут взыскать членские взносы и еще со стороны людей, которым кооператив, заботясь о ликвидности, не дал купить объект недвижимости с перепланировкой? Что стоит за поддержкой властью репрессий против кооператива?&nbsp;&nbsp;</p><p>&nbsp;</p><p dir="ltr">Прежде всег, люди, которые пытаются получить контроль над миллиардными активами кооператива и других организаций, а также примкнувшие к ним силовики. Но похоже на то, что власть очень обеспокоил политический потенциал, стоящий за кооперативом, &ndash; все эти многотысячные собрания пайщиков на стадионах. Собрания людей, которым ничего не надо от государства &ndash; они готовы сами, вскладчину, решать свои жилищные и иные проблемы. Кого-то из охранителей это испугало и стало причиной зеленого света для репрессий против кооператива со стороны высокопоставленных силовиков.&nbsp;</p><p>&nbsp;</p><p dir="ltr"><strong>Лжеэксперты и лжеобвинения</strong></p><p>&nbsp;</p><p dir="ltr">Кооператив, как и &laquo;Гермес&raquo;, был обвинен в том, что он является финансовой пирамидой. Приглашенный следствием эксперт из СПбГУ Маевский потребовал закрытого заседания &ndash; чтобы никто не слышал, как он плавает в теме. Утверждает, что финансирование покупки квартир старым пайщикам происходило за счет новых пайщиков: не понимает, что финансирование кооператива происходит не только за счет новых поступлений от пайщиков, но и за счет возвратных платежей за приобретенную на деньги кооператива недвижимость. А с осени 2021 года &ndash; времени внесения в предупредительный список ЦБ, почти исключительно за счет возвратных платежей от пайщиков, которым приобретена квартира. При этом ликвидность кооператива никак не пострадала. Объяснения со стороны адвокатов стали для этого экономиста откровением.</p><p>&nbsp;</p><p dir="ltr">Значительная часть пайщиков стремится ускорить погашение долга перед кооперативом, чтобы скорее получить квартиру в собственность &ndash; ведь квартира с помощью кооператива приобретается почти без переплат. Переплаты связаны только со вступительным и членскими взносами; налогами, которые платятся по тарифам для юридического лица; оплатой проверки юридической чистоты и независимой оценки недвижимости.&nbsp;</p><p>&nbsp;</p><p dir="ltr">С весны 2022 года кооператив прекратил прием новых пайщиков, при этом на его ликвидности это никак не сказалось: средства на счетах продолжали расти, несмотря на то что многие пайщики боялись платить на арестованные счета и вносят платежи только сейчас.&nbsp;</p><p>&nbsp;</p><p dir="ltr"><strong>Спаситель&nbsp;</strong></p><p>&nbsp;</p><p dir="ltr">С весны 2022-го до зимы 2025 года счета кооператива с небольшими перерывами были под арестом &ndash; причем запрещались даже выплаты по исполнительным листам пайщикам, которые приняли решение о выходе из кооператива, арестованы были, также с перерывами, квартиры, принадлежащие кооперативу, на 12 млрд рублей.&nbsp;</p><p>&nbsp;</p><p dir="ltr">Под руководством Сергея Ивановича Крючека удалось добиться в судах снятия ареста с квартир, а затем частичного снятия ареста со счетов, разрешения с арестованных сумм выплачивать по исполнительным листам пайщикам, которые через суд добились возврата средств (в этом им активно помогал сам кооператив), а также налоги и заработную плату сотрудникам кооператива. Частичное &laquo;освобождение&raquo; счетов позволило осуществлять выплаты пайщикам, принявшим решение о выходе из кооператива и возврате своих средств.&nbsp;</p><p>&nbsp;</p><p dir="ltr">Таких пайщиков около 2,5 тыс., общий объем выплат им &ndash; порядка 1,5 млрд рублей, значительная часть из них уже получила свои паевые средства &ndash; несмотря на огромные трудности с перечислением средств по 115-ФЗ: дело в том, что расследуется еще одно уголовное дело &ndash; по ст. 174 УК (хотя кооператив никаких денег за рубеж не переводил), открыто и новое дело по заявлениям потерпевших от &laquo;Гермеса&raquo;, не попавшим в уголовное дело, которое сейчас рассматривается судом. Кроме того, идет гражданский процесс по иску прокуратуры, блокирующему возможность приема новых пайщиков. И, несмотря на эти трудности, кооператив, возглавлявшийся до недавнего времени Сергеем Крючеком, ежедневно осуществляет выплаты выходящим из него пайщикам и успешно восстанавливает деятельность.&nbsp;&nbsp;</p><p>&nbsp;</p><p dir="ltr">Важнейшее достижение Крючека &ndash; создание механизма, когда при арестованных счетах пайщики, которым уже приобретены объекты недвижимости, получили возможность погашать свой долг перед кооперативом и переоформлять недвижимость в собственность за счет средств других пайщиков, которые передают им свои арестованные паевые взносы, а взамен получают живые деньги от счастливых приобретателей квартир в собственность. Таким способом пайщикам удалось погасить долг перед кооперативом и полностью перевести недвижимость в собственность по десяткам объектов недвижимости.</p><p>&nbsp;</p><p dir="ltr">Кооператив под руководством Сергея Крючека работал над тем, чтобы вновь начать приобретать квартиры пайщикам, которые стоят в очереди на покупку первыми. Тем более что ряд квартир будет освобожден пайщиками, которые отказались возвращать за них деньги и исключены из кооператива с возвратом паевых средств.&nbsp;</p><p>&nbsp;</p><p dir="ltr">Кооператив, по мнению многих пайщиков, жив благодаря той огромной работе, которую проделал Сергей Крючек с весны 2022 года по весну 2025-го, успешному противостоянию произволу правоохранительной системы. Недаром один из пайщиков предложил назвать кооператив именем Сергея Ивановича.</p>

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